Exclusive Luminate Bank Offer

Make Your Closing Brighter

Open a Luminate Bank Checking account with your mortgage and unlock substantial savings on your closing costs. It's our way of saying thank you for choosing us.

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$
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Up to $1,000

toward your closing costs

$400

Up to $400 Credit

with $2,500 minimum deposit

$1K

Up to $1,000 Credit

with $100,000 minimum deposit

How Brighter Closing Works

We've made it simple to save on your closing costs. Just three easy steps to brighter savings.

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Real Savings, Real Impact

Closing costs can add up quickly. With Brighter Closing, you keep more money in your pocket for what matters most — making your new house a home.

Automatic Application

Your credit is applied automatically — no extra paperwork needed.

Flexible Options

Choose the deposit level that works best for your financial goals.

$400 credit

With $2,500 minimum opening deposit

BEST VALUE
$1,000 credit

With $100,000 minimum opening deposit

Ready to Save on Closing Costs?

Let's discuss how Brighter Closing can work for your mortgage. Fill out the form and Ryan will reach out to explain everything.

Call (765) 450-8933

Get Started Today

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Important Offer Details

Up to $400 lender credit provided for new Luminate Bank checking accounts opened with a minimum opening deposit of $2,500. Up to $1,000 lender credit provided for new checking accounts opened with a minimum opening deposit of $100,000 or more. Checking account must be opened and funded at least 5 business days prior to mortgage loan closing. The Lender Credit applies to new loan fees only. Must request the Lender Credit at the time of application. Lender Credit is not available on construction loans, bridge loans or HELOCs and availability is subject to change without notice. Lender's credit is subject to loan program minimum contribution requirements and actual lender credit may not exceed maximum allowable credit based on existing credits and applicable fees. Cannot be combined with any other offer and is limited to one lender credit per customer. Offer not redeemable for cash. Additional limitations may apply. Offer may be discontinued at any time at the sole discretion of Luminate Bank.

(765) 450-8933 Get Started