High-Value Properties

Jumbo Loans

Financing for luxury homes and high-value properties that exceed conforming loan limits. Competitive rates for qualified buyers.

Financing Your Dream Home

When your dream home exceeds conforming loan limits, jumbo loans provide the financing you need with competitive terms for well-qualified borrowers.

Loan amounts above $766,550
Competitive interest rates
Fixed & adjustable options
Finance luxury properties
Primary, second & investment
Asset-based qualifying

Jumbo Loan Qualifications

Minimum Credit Score 700+ typical
Down Payment 10% - 20%+
Debt-to-Income Ratio Up to 43%
Loan Amount Above $766,550
Cash Reserves 6-12 months typical

Jumbo Loan Calculator

Estimate your monthly payment for high-value properties. Adjust the details below to see your estimated payment.

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Estimated Monthly Payment

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This calculator is for informational purposes only. Results are estimates and are not exact — they do not include all closing costs, prepaid interest, or escrow deposits. PMI rates are approximate and can vary based on credit score, debt-to-income ratio, and other factors. Contact us for a personalized quote.

This calculator is for informational purposes only. Results are estimates and are not exact — they do not include all closing costs, prepaid interest, or escrow deposits. PMI rates shown are approximate and can vary based on credit score, debt-to-income ratio, loan purpose, and property type. This is not a loan approval or offer. Contact us for a personalized quote.

2MG Daily

Latest Jumbo Insights

Recent articles from our blog covering jumbo loans, high-value properties, and luxury home financing.

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Mortgage Knowledge Center

Common Jumbo Loan Questions

Straight answers on jumbo basics, income, refinancing, property types, documents, and more — written for Indiana buyers.

What Is a Jumbo Loan? When Is a Mortgage Considered Jumbo? What Are the Current Conforming Loan Limits? What Credit Score Is Needed for a Jumbo Loan? How Much Down Payment Is Required for a Jumbo Loan? Can I Qualify With 10% Down? What Debt-to-Income Ratio Is Allowed? How Much Cash Reserve Is Required? Are Jumbo Rates Higher Than Conventional? Do Jumbo Loans Require PMI? Can Self-Employed Borrowers Qualify? Can Bonus, Commission, or Overtime Be Used? Can I Use Gift Funds for a Jumbo Loan? Can I Buy a Second Home with a Jumbo Loan? Can I Finance an Investment Property with Jumbo? Can I Refinance a Jumbo Mortgage? Can I Take Cash Out with a Jumbo Refinance? What Property Types Qualify for Jumbo Financing? What Documents Are Required for a Jumbo Loan? Is a Jumbo Loan Right for Me?

Luxury Home Financing

Let The 2 Mortgage Guys find the best jumbo loan terms for your high-value property.

(765) 450-8933 Get Started