Business Property Financing

Commercial Loans

Ryan Minick and Steve DeLon — Branch Managers & Senior Loan Officers at Luminate Bank — connect you with Luminate Bank's commercial lending team for office, retail, multifamily, industrial, hospitality, and mixed-use property financing.

Contemporary commercial building facade with reflective glass windows

A Partnership Approach

While Ryan and Steve specialize in residential mortgages, they work closely with Luminate Bank's commercial lending division. When you reach out, The 2 Mortgage Guys personally introduce you to the right commercial loan officers within their parent company.

That warm handoff means you start with people who already know your goals — then move to specialists who underwrite office, retail, multifamily, industrial, hospitality, and mixed-use deals every day.

Share your property type, timeline, and financing needs. Ryan and Steve route you to the commercial team, stay available for questions, and make sure you are in the right hands from the first conversation.

At a Glance

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Commercial Property Types

Luminate Bank's commercial division can finance a wide range of business real estate — from single-tenant retail to larger multifamily and industrial assets.

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From First Call to Commercial Specialist

A clear path from your first conversation with The 2 Mortgage Guys to dedicated commercial loan expertise.

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Luminate Bank

Your Trusted Commercial Lending Partner

Luminate Bank brings decades of experience in commercial real estate lending. Their dedicated team understands the unique challenges and opportunities of business property financing.

{[ 'Competitive rates for qualified borrowers', 'Flexible terms tailored to your business', 'Local decision-making and quick turnaround', 'Experienced commercial loan specialists', 'Relationship-focused lending approach', ].map((item) => (

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Luminate Bank

NMLS# Luminate Bank

Headquartered in Minneapolis, MN, Luminate Bank provides comprehensive commercial lending solutions for businesses across the nation.

Commercial Lending Office

2523 S. Wayzata Blvd., Suite 100
Minneapolis, MN 55405

Ready to Explore Commercial Financing?

Let The 2 Mortgage Guys connect you with Luminate Bank's commercial lending team for your business property needs.