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What's Inside Your Report

Every month, you'll receive a comprehensive breakdown of your home's financial picture.

Estimated Home Value

AI-powered valuation updated monthly with real-time market data.

Equity Position

See exactly how much equity you have built and how it changes over time.

Neighborhood Trends

Track local market trends, comparable sales, and price movements.

Financing Opportunities

Discover refinance, HELOC, and cash-out options based on your equity.

See What Your Report Looks Like

A sleek, easy-to-read dashboard delivered to your inbox every month. Here's a preview of what's inside.

Home Value Estimate
$342,500 +4.2% this month

1234 Maple Street, Kokomo, IN 46902

Jul 2024 Jan 2025 Jul 2025
Equity Position
$128,400

Available equity in your home

Loan Balance: $214,100 62% equity
Financing Opportunities
{[ { label: 'Cash-Out Refinance', val: 'Up to $128,400', tag: 'Best rate' }, { label: 'HELOC', val: '$96,300 available', tag: 'Flex access' }, { label: 'Rate & Term Refi', val: 'Save $187/mo', tag: 'Lower payment' }, ].map((item, i) => (
{item.label}
{item.val}
{item.tag}
))}
Neighborhood Trends — Kokomo, IN
Hot market
{[ { label: 'Avg Sale Price', val: '$298K', chg: '+6.8%', up: true }, { label: 'Days on Market', val: '12', chg: '-3 days', up: true }, { label: 'List vs Sold', val: '101.2%', chg: '+1.2%', up: true }, { label: 'New Listings', val: '47', chg: '+8 this month', up: true }, ].map((stat, i) => (
{stat.label}
{stat.val}
{stat.chg}
))}

Stop Guessing.
Start Knowing.

Home values change daily. Your equity report keeps you informed with data-driven insights so you can make smart financial decisions.

(765) 450-8933 Get Started
}"])
The 2 Mortgage Guys logo
The 2 Mortgage Guys

Ryan Minick and Steve DeLon — Branch Managers & Senior Loan Officers at Luminate Bank. Based in Kokomo, Indiana. Lending nationwide since 2005.

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Contact

Questions@the2mg.com

(765) 450-8933

Ryan Minick NMLS# 203249

Steve DeLon NMLS# 202876

Luminate Bank NMLS# 1281698

Kokomo's Mortgage Team. Lending Nationwide.

1221 Appletree Lane, Kokomo, IN 46902

Luminate Bank NMLS 1281698 Bank Headquarters 2523 S. Wayzata Blvd., Suite 100 Minneapolis, MN 55405 (952) 939-7200. This is not an offer to enter into an agreement. Information provided is outlining the minimum down payment requirements as allowed by specific loan program and product guidelines and any information, rates and programs are subject to change without prior notice and may not be available in all states. All loans are subject to credit and property approval. Luminate Bank is not affiliated with any government agency. All rights reserved.

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