Hoosier Homes is an Indiana down payment assistance program reserved through the DASH portal and originated through participating lenders — including Luminate Bank, where Ryan Minick and Steve DeLon deliver the program to Indiana buyers.
Hoosier Homes down payment assistance is allocated through the DASH reservation portal. Before closing, your participating lender reserves the DPA funds for your file — confirming county eligibility, assistance tier (4% or 5%), and available program capacity.
The loan itself is originated by an approved participating lender. Ryan Minick and Steve DeLon at The 2 Mortgage Guys work through Luminate Bank — a participating lender — to pre-qualify you, structure your first and second liens, and manage the DASH reservation through closing.
This website is educational. It is not the official Hoosier Homes program site, and it is not directly affiliated with or endorsed by any government agency.
Understanding who does what helps you know where to get answers.
Program guidelines, income limits, Targeted Area maps, and participating lender lists change. This page is educational — final eligibility is confirmed when your file is underwritten against current Hoosier Homes rules.
This website is not directly affiliated with or endorsed by any government agency. Hoosier Homes assistance is subject to borrower qualification, property eligibility, and lender approval.
Ryan Minick NMLS Luminate Bank · Luminate Bank NMLS Luminate Bank
Related Hoosier Homes guides and Indiana DPA options.
Program overview — Indiana DPA for primary-residence buyers.
4% vs 5% examples by first mortgage amount.
Second-lien structure and 7-year forgiveness.
Remaining balance due on early exit.
Full guide — eligibility, counties, and cash rules.
Compare Hoosier Homes with IHCDA and other DPA.
Indiana Housing & Community Development Authority programs.
Ryan & Steve will reserve DPA through DASH and originate your loan through Luminate Bank — from pre-qual to closing.
Program guidelines, income limits, and Targeted Area maps change. This page is educational — final eligibility is confirmed when your file is underwritten against current Hoosier Homes rules. This website is not directly affiliated with or endorsed by any government agency.