Hoosier Homes Guide
How Do I Know If a Property Qualifies for the 5% Hoosier Homes Plus DPA?
You need both a participating county and a designated Targeted Area (usually a census tract). County alone is not enough for the 5% tier.
Targeted Areas Are Address-Specific
For Hoosier Homes Plus, the property must sit in an approved participating county and within a designated Targeted Area — typically a specific census tract or qualified community area, not the entire county map.
That designation unlocks 5% of the first mortgage toward down payment or closing costs and may waive standard county income limits.
Verification happens against Exhibit A of the program guidelines or inside the DASH reservation portal when the loan is registered — not by guessing from a city name.
At a Glance
Three Checks Before You Count on 5%
Run these in order so your pre-approval and offer strategy match the real assistance tier.
4% vs 5% Plus Snapshot
| Scenario | Typical outcome |
|---|---|
| Participating county only | 4% standard assistance |
| Participating county + Targeted Area | 5% Plus + possible income-limit waiver |
| Outside participating counties | Hoosier Homes not available |
| Unverified address | Do not assume Plus — check DASH / Exhibit A |
Keep Exploring
Related location, amount, and income guides.
Where Is Hoosier Homes Available?
Full participating county list and occupancy rules.
How Much Assistance?
4% vs 5% examples in real dollars.
Income Limits
County limits vs. Targeted Area waivers.
Eligible Property Types
Which homes can use Hoosier Homes DPA.
Loan Types That Pair
FHA, VA, USDA, and HFA conventional options.
Hoosier Homes Overview
Full eligibility, forgiveness, and cash rules.
Down Payment Assistance
Compare Hoosier Homes with other DPA programs.
Want the Address Checked for Plus?
Send Ryan & Steve the property address. They will confirm whether you are looking at 4% standard or 5% Hoosier Homes Plus before you write the offer.
Program guidelines, income limits, and Targeted Area maps change. This page is educational — final eligibility is confirmed when your file is underwritten against current Hoosier Homes rules. This website is not directly affiliated with or endorsed by any government agency.