Hoosier Homes Guide
What Property Types Are Eligible for Purchase?
Hoosier Homes supports 1–2 unit single-family homes, PUDs, townhouses, condos, and eligible manufactured housing — when you occupy the home as your primary residence.
Eligible Homes Must Also Clear the First Lien
Hoosier Homes lists the property categories above, but your first mortgage — FHA, VA, USDA, or HFA conventional — still has to approve the specific house, condo project, or manufactured setup.
That means a condo can be “eligible” for Hoosier Homes on paper and still fail a project review, or a manufactured home can clear the DPA list and still miss foundation or title requirements for the first lien.
Ryan and Steve screen property type and location together so you do not lock into a contract that cannot reserve DPA.
At a Glance
What Qualifies — and What to Double-Check
Use this checklist when you are touring homes in participating counties.
Property Type vs. Assistance Tier
| Factor | What drives eligibility |
|---|---|
| Property category | Must be on the Hoosier Homes eligible list |
| First mortgage | Must approve the specific home / project |
| 4% vs 5% | County + Targeted Area location — not home style |
| Occupancy | Primary residence within 60 days of closing |
Keep Exploring
Related Hoosier Homes property and location guides.
Where Is Hoosier Homes Available?
Participating Indiana counties and occupancy rules.
Investment or Second Home?
Primary residence only — rentals and vacation homes do not qualify.
5% Hoosier Homes Plus Eligibility
How Targeted Areas unlock the higher assistance tier.
Loan Types That Pair
FHA, VA, USDA, and HFA conventional pairings.
How Much Assistance?
4% vs 5% examples based on first mortgage amount.
Hoosier Homes Overview
Full eligibility, counties, and cash rules.
Down Payment Assistance
Compare Hoosier Homes with other DPA programs.
Found a Home — Not Sure It Qualifies?
Send Ryan & Steve the address and property type. They will check Hoosier Homes eligibility against your first-mortgage pairing before you go under contract.
Program guidelines, income limits, and Targeted Area maps change. This page is educational — final eligibility is confirmed when your file is underwritten against current Hoosier Homes rules. This website is not directly affiliated with or endorsed by any government agency.